When is the Right Time to Get a Credit Card? Aren’t budgeting acronyms convenient? And of course, BYOB will prevent you from mindlessly breaking the bank over food expenses. It’s that simple! Think about it: how many times do you wake up every morning and live? (Financial Independence, Retire Early), 7 Financial Goals to Attain Before You Reach 30, 8 Hacks to Save Money on Food for Families and Employees, 22 Savings Accounts in the Philippines with Low Maintaining Balance, Make a Personal Budget in 6 Steps (Vohwinkle, 2019), The Basics of FIRE – Financial Independence and Early Retirement (Wong, 2019), Senior Citizen Discount and Benefits Plus Important Facts You Might Not Know, 5 Festivals You Should Check Out This May 2017, Professional License Guide for Uber and Grab Drivers, Simple Acronyms to Make Budgeting Simpler in 2020. Budgeting is as easy as ABC, literally. Because YOLO is so last decade and it also doesn’t make sense. Congratulations for surviving the last decade! No more deciding where to go for lunch and no more second guessing whether to go stick with your diet or go order that Chickenjoy. May the force be with you, young padawan. You might also know…, Some jobs are naturally riskier than others. Let these simple acronyms serve as roadmaps to help you better budget and save your money for 2020. Aside from being an adorable character from Star Wars, Baby YODA also serves as a poignant reminder of your lavish past. If only they were as commonplace as regular ATMs. This makes FIRE one of the most important budgeting acronyms out there because it presents you the ultimate dream. Also, they’re just fun to memorize! Another word for money-saving. There’s no way you can forget this one because it’s just one letter repeated three times. So if you have “lose weight” or “eat healthier” as part of your resolutions, BYOB will let you tick two goals packed in one neatly-prepared lunchbox. We’re not psychics, but we’re guessing that one of your resolutions for 2020 is to start budgeting and saving money. FIRE combines the concepts of minimalism, cost-cutting, and investing to generate savings faster. Follow Ricky on LinkedIn. Now you can totally LASS without having to scour for an ATM deposit machine. Not the one that’s gonna burn you, but the one that will help you achieve financial independence and retire early. LASS! Feel free to share these to everyone you know. When you’re faced with yet another temptation to spend, simply evoke the name of Baby YODA. FIRE[2] is actually a global movement among millennials who want to retire when they reach their 30’s or 40’s with enough money to maintain their chosen lifestyle. Preparing for the future doesn’t have to be a drag, you know. Hopefully, realizing your mortality will also help you realize the value of saving money. (Baby, You Overspent Decades Ago), F.I.R.E. Top synonyms for money-saving (other words for money-saving) are economical, cost-effective and parsimonious. To make it shorter, go LASS. LASS! If you’re having a hard time remembering how to budget, try memorizing one of the easiest-to-remember budgeting acronyms out there, the A.B.C. That’s why these budgeting acronyms exist to help simplify everything. Say goodbye to dining out on a daily basis and say hello to BYOB. Read more: 8 Hacks to Save Money on Food for Families and Employees. Got extra change? You can find ways to make budgeting fun and exciting, as long as you actually commit to your budget. Whenever you receive extra money and you don’t have anything to spend it with, bank it immediately to your savings account. Hopefully, having your present self confront your past will help motivate yourself to stay within your budget. It contains three important steps[1] in making a sustainable budget plan. This involves taking a portion of your salary and saving it automatically to your savings.

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